8 Credit Card Fitness Perks You Didn’t Know About


For obvious reasons, airline miles as a credit card perk are so last season. Sure, you’ll get to use them eventually, but watching your balance rise along with COVID-19 cases is not what this year promised. So, there’s no time like 2020 (and likely 2021) to focus on credit card perks that are more relevant given the present circumstances. Several credit cards offer fitness benefits, for example, that you may be failing to take advantage simply because you have no idea they exist.

Chase, for example, just announced a new partnership with Peloton, which allows its cardholders to save on memberships. Below, find details about the collaboration as well as other ways to optimize your credit card spending to benefit your fitness through the rest of the pandemic and beyond.

The best fitness perks your credit card has to offer right now

1. Chase and Peloton

This new partnership gives Chase Sapphire cardholders statement credits of up to $120 to offset the cost of their monthly Peloton membership. To utilize this perk, you need to purchase,or cancel and then re-purchase, your membership through Peloton’s specific Chase portal. Digital members will receive one free month, with credits applied to their $12.99 monthly fees thereafter, while Bike and Tread owners will find their credits automatically applied to their $39 per month membership fees.

2. American Express and Obé

American Express also offers a specific fitness partnership, in this case with Obé. Cardholders get 2 free months of streaming classes on the app, worth $27 for each month. This perk expires at the end of November, so now is the time if you’ve been wanting to try Obé ‘s upbeat live and on-demand workouts. The platform offers a range of modalities—e.g. barre, yoga, dance cardio, HIIT, pilates—as well as shorter videos targeting the butt, abs, legs, etc. and multi-day programs to help you meet specific fitness goals.

3. American Express and Variis

Amex is additionally partnered with Equinox’s streaming service Variis to offer statement credits of up to $25 per month on those memberships, too.

4. U.S. Bank and Gym/Fitness Memberships

This card offers 5% cash back on gym memberships including Equinox, Orange Theory, SoulCycle, and more.

5. Amazon Prime Rewards

Amazon Prime Rewards offers 5 percent cash back on purchases, so if you’re buying a lot of home equipment, recovery tools, or even athletic wear and you’re a Prime member, this may be the way to to do it. As an added bonus, you also get 5 percent cash back on all your healthy groceries purchased through Whole Foods or Amazon, too.

6. Target RedCard

If you prefer to buy your fitness gear at Target, you can get 5 percent off your purchases using its RedCard instead.

7. American Express and Calm

For those who want to exercise their mental fitness, American Express is offering its cardholders a free year of Calm membership now through December 31, 2020. (Here are three ways to best utilize the app.)

8. World of Hyatt Credit Card and Gym/Fitness Memberships

The World of Hyatt Credit Card earns you two Hyatt points for every dollar spent monthly on fitness clubs and gym memberships. So while you’re not actually saving on fitness, your fitness is saving you via restorative pandemic staycations and the promise of future travel.

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